Stop Digging! 

If you are someone who racks up large debts on hire purchases, personal loans and credit cards the most important thing you can do is stop digging and confront the problem.

The problem with garbage debt is that:
  1. It makes you poor because you are spending on things that lose or have no value as soon as you buy them such as: cars, fridges, clothes, holidays, entertainment; and 

  2. It is very costly because you are paying a lot more than if you had paid cash. Many credit and store cards charge interest rates of over 20% so unless you can pay off the debt very quickly it starts to grow and grow. 

Click here for some simple steps you can take to deal with your garbage debt. 

Find your money